RESTAURANT & BAR

The food service industry is forecasted to keep increasing exponentially in 2023 with the workforce projected to grow by 400,000 jobs, totaling 14.9 million jobs by the end of 2023. This is a massive industry with endless opportunities. Insurance producers across Michigan & Ohio have many clients in the food and beverage industry looking for the right liability insurance. Northern Ohio E&S Agency is here to offer bar and restaurant insurance so owners can focus on quality service and not worry about costly litigation.

If you’re an insurance producer looking to write more business and provide insurance solutions to your clients, then  Northern Ohio E&S Agency is the partner for you. As a leading excess and surplus lines insurance broker, We can write bar and restaurant insurance with confidence

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We can help your clients even if they’ve been canceled or denied insurance in the past or have a claims history. Whether they need a brand new policy or if they have gaps and exclusions in their current policy, we can write a customized insurance policy to fit their needs. 

Nature of Business
(who we can help)

We can help insurance producers that are looking to write more business for their clients of the following classes:

• Restaurants

• Cafes

• Bars

• Nightclubs

• Taverns

• Cocktail Lounges

• Wine Bars

• Staff (including bouncers, cooks, and more)

• And More

Coverage Options

• Commercial General Liability

• Commercial Auto Coverage (available in most states)

• Employment Practices Liability Insurance (EPLI)

• Equipment Coverage

• Liquor Liability

• Premises Liability

• Products Liability

• Professional Liability (E&O)

• Property Coverage

• Special Events Liability

• Alleged Assault and Battery Liability

• True Umbrella / Excess Liability

• And More